And then you can use that money any way you want. Yes, theyre available through Medicare Advantage plans. After calculating that I would be out a certain amount of money by year end due to the extra premiums, I decided an Advantage plan was not for me. But as I stated, she has to pay for it, and may not see the benefits. Whether its answering a few questions about Medicare or creating a comprehensive Medicare Planner with you, we are your Medicare Allies. Once you choose, your Social Security benefits kick in to cover your premium. Let the perk and extras, like flex cards, be the icing on the cake and not the reason to enroll. Medicare Supplement plans do not include flex card benefits. - Ray C. My agent was outstanding. Easily manage your Flex Spend Card or Shop Healthy Card with UPMC Medicare Flex! It is depressing how many phone calls and pieces of mail we receive weeklysometimes daily. You bring up a good point too. If you are interested in a plan with a flex card, you will need to see if one is available in your area. Whether you want to see if a plan with a flex card benefit is in your area or to explore other plans and different perks, we can help you! Collecting Unemployment While On SSDI/SSI. Medicare itself doesnt offer this benefit. I am so pleased that my article helped you. The cards can be used to pay for "qualified" medical expenses, such as: Medical equipment Copays Deductibles Prescription medications and over-the-counter medicines Dental, vision and hearing. If you are still determined to get one, you can search online for offers. We seniors have to stay informed. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Thanks for your comment! Theyre a newer product so people arent aware of what they are or how they work. How do you qualify for a senior Flex Card? Thanks for your thoughtful comments. Its important to bear in mind that plan variations occur, so be sure to read through your plans specific list of approved items before you use your flex card. Others might opt for dental work. However, strict rules govern flexible spending accounts, so you should confirm these details with the plan administrator. The average benefit is about $500 per year, and in the current advertisement, everyone asks about a $2,880 Medicare Flex Card. iPad. We'll email you new posts as we add them. iPhone. I wish that the government website for Medicare (www.medicare.gov) had an article about this card. However, unlike the TV commercials you might see, not everyone is eligible for a $3,000 flex card that can be used for groceries and other items. Many Medicare plans now offer Utility cards. Please everyone out there beware. Barbara, Hi Barbara, Are you saying you have two health insurance plans now? You cant use these cards at any store like you do your bank debit card. Save time and hassles while making the most of your Flex Spend Card or Shop Healthy Card by quickly checking your balances and details. There is no way she could understand and much less do research and calculations. wellcare Medicare done well. They will use terms such as free money with your Medicare coverage. What Is a Medicare Flex Card (and What Are the Benefits)? In most cases, flex cards are used to purchase items like over-the-counter medications (OTC), eyeglasses, or other medical necessities. Thank you thank you thank you. Since not all plans are available in all locations, you will want to make sure that you are specifically looking for plans available where you live. Is your husband on Medicare already? Offer the Medicare Advantage flex card from WEX. Disclaimer:Medicare Allies is not affiliated with Medicare or any other government agency. . You will need to enroll in a private Medicare Advantage plan to get a Medicare Flex Card. I knew it was not what it appeared to be. Although it might seem great to get free money, there are many other factors you should take into consideration. What years did you serve in the military? However, that is not the case! Medicare Flex Cards arent available as a Medigap plan benefit. I saw the advertisement for seniors to get the flex card. My mother is in her late 90s so I am the one to look into things like this. You can replace your Medicare card in one of the following ways if it was lost, stolen, or destroyed: Log into your MyMedicare.gov account and request one. Maybe that will help you. How I Make Money Online as a Senior Citizen; It Takes Work! I contacted them on a 1800 561 #. We are committed to protect your privacy. Primary Care Physician. The funds can be used to help pay for dental, vision or hearing needs beyond your plan. There are a few things you must do to qualify for a senior flex card. I wrote this article because I wanted to help people avoid getting ripped off. Ashlee is a Medicare expert who specializes in Medicare Supplement, Medicare Advantage, and Medicare Part D education. As a licensed Medicare agent in all 50 states, she is dedicated to educating those eligible for Medicare by providing the necessary resources and tools. Lindsay Malzone is the Medicare editor for Medigap.com. Any information we provide is limited to those plans we do offer in your area. Lillian C. A new benefit getting a lot of attention is Medicare Flex Cards. What is a Medicare Flex Card? The cards can only be used for eligible medical expenses. Save my name, email, and website in this browser for the next time I comment. If you want to learn more about the flex card, just keep reading. (I know, I know; wishful thinking) I would like to share my experience. So when you get old they price you right out of any type of plan G and force you into an advantage plan. I agree. Does the Flex card cover expenses she would need? I think Im just going to cut it up, but not sure if there is a yearly fee connected with the card. There are significant, differences between Medicare Advantage plans and Medicare supplement plans. I was very disappointed with my plan and dropped it when I realized it wouldnt really help me. And you can get it for free, and get up to $2,800. When was the last time the government did something right? Select which Medicare plans you would like to compare in your area. However, most of the time these cards do not have that high of an amount (in 2023 the average was $500) and the funds . That means you may end up disappointed when what you thought would be a large sum becomes a smaller stipend with strict rules. But if you havent cancelled your old policy, you should still be able to use it. I have to do an advantage plan as I am 76 years old and any other plan costs about $200 a month and who on SS (I do have a pension also) can afford $2,400 a year for a medical plan. Im glad you found my dry humor entertaining. That should be the first red flag. Then the lady said she would transfer to their specialists for zip code 21216 MD. The average annual cost of a plan in 2022 was $500, but some plans can cost up to $2,880 per year. Compare rates side by side with plans & carriers available in your area. And I am just here to sayBravo! The benefits are for items approved by your health insurance plan. No! If you meet one of these requirements, you can enroll in Medicare. The average flex card in 2022 is pre-loaded with $500. These private insurance company-issued cards are only accessible on specific plans. Reach out and give us a call to compare your options so you can make an informed coverage choice. Current enrollees in Medicare who wish to switch to a Medicare Advantage plan with a flex plan benefit will have to follow a slightly different process. Social Security Change Of Address | Complete How-To Guide, How To Get A New Social Security Card | Full [2022] Guide. To their credit, they do have a link to protect yourself against fraud under the Learn category. Certain Humana Medicare Advantage plans may come with the . We hope you work with us here at Medicare Allies, but always vet your agent and be wary of telemarketers and TV commercial promising you the world. There is also news on promoting free flex cards for seniors worth $2800. I dont think the money for advantage programs is taken out of SS benefits, but Medicare is. I am so glad I could be of assistance. I was connected to a health insurance broker. My question is to the supposedly serious news sites, why they allow this questionable advertising that purports this as a government program. Medicare Coverage Outside the United States Since this is essentially free money that the insurance company is giving you, the higher the amount, the better. Since not all plans are available in all locations, you will want to make sure that you are specifically looking for plans available where you live. Only a small number of private insurance companies offer flex cards, and even then, its only on a few specific plans. Hi, I have Humana insurance I would like to know how to go back to Medicare if you could give me some info sure would appreciate it very much thank you for your time. Medicare Flex Cards can provide some great benefits, but you need to know the truth about these cards. Bottom line, do your homework before you sign up for an advantage plan. I dont want to give you the wrong advice. Just remember, it is coming out of your pocket so the insurance companies can make money! Thanks for commenting. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. In certain areas, Medicare Advantage plans are offering these cards. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. Hope this answer is helpful. Companies offer additional benefits to make the policies more attractive to consumers by balancing these high costs. Dear Ron: First, thanks for your sweet support in reading my article. The choice is ultimately yours. Remember that there are other things to consider about these Medicare Advantage plans beyond the flex card benefit. Luke Hockaday is a Customer Success Rep here at Medicare Allies. Some plans offer a higher spending limit on the flex card than others. . Flex cards give you the freedom to choose what you want to focus on since you know your needs best. Now I now it is not true, Dear Janet: Thank you so much for commenting. Be careful out there, and continue researching everything! Flex card will take money out of our bank account when we use it. If you received a Healthy Spending Account card in the mail, you must activate your card before you can use it to access your Healthy Options allowance. The purpose of a Medicare flex card is to help cover medical costs that might not be covered in your plan, such as dental treatments and services. Medigap.com is privately owned and operated by Excel Impact, LLC. The HMO tied to her Medicare has been issuing a MasterCard that also acts as her insurance card. And Its Free! Compare Plans. There are so many scams out there. You will simply need to contact the insurance company to get signed up. You can use your Medicare Flex Card to pay for out-of-pocket expenses associated with your Medicare coverage. I bet it is a form of advertising that they hope to hook you in once you call them. Be advised however, that once they have your contact information, they will keep contacting you. On the other hand, Medicare Supplement plans allow beneficiaries to save money while receiving the benefits they need to reduce Original Medicare costs. I am glad you found the information helpful! If she is interested, she should shop around and found out all the out of pocket expenses. Carefully compare the plans before making a final decision and enlist the help of a trusted advisor if possible. 2023 SSOfficeLocation.com. Some Medicare Advantage plans allow you to use your flex benefits card for certain healthy food items. The easiest way to do this is by using the Medicare plan finder tool at Medicare.gov. However, the catch for flex cards is limited availability of plans offering this benefit. What Is A Flex Card For Medicare? Enroll now in a Wellcare Medicare Advantage plan. ), A flex card may not cost any additional cost beyond your Medicare Advantage premiums, but that does not mean that it is free. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. Im glad you hung up. Scam Alerts for Seniors. Medicare flex card eligibility for groceries will vary with the plan. Its really overwhelming being seniors and having to navigate scams while trying to be healthy and protect ourselves from so much, including physical crimes. However, enrollment in just any Medicare plan wont do it. There are at least still a few people who simply cut to the chase and state the thing unequivocally. In that case, you can call the customer service number on the back of your medical card to receive assistance. Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. Im a Senior Citizen Who Wants To Learn Something New, Agencies that Help Senior Citizens (especially during COVID19). If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. Suppose you enrolled in a Medicare Advantage plan. I wrote an article about saving money on prescriptions. It gives her $150.00 every three months, $ 450.00 a year and $ 50.00 every month, 600 a year. I called back and went through the same problem. Hi, I am not a health insurance authority. I checked into the advantage plans. Is It Safe For the Elderly To Live Alone? Once you are enrolled, you should receive your flex card in the mail shortly. Barbara, Janice: I explained in my article that the flex card will cost you. I truly believe this was an instance of bait and switch. She found out about it after the first and so far only doctor visit this year. I am glad you are being careful about investigating your health plans. Provide them with your personal information, like your name, address, and other identifying information, to get signed up. Any information we provide is limited to those plans we do offer in your area. First of all, bless you for helping your Mom out. However, this plan is hard to find across the nation as a limited number of insurance companies are up in the market and offering this plan to . Barbara, Thank you so much for this article! Thank you for your comment. Beneficiaries often save more money in total health spending with a Medicare Supplement plan than with a Medicare Advantage plan. I suggest you check out various ads for this card. If not, be sure to use their official site to sign up. You might be required to pay a higher monthly premium, have a higher deductible, or have higher coinsurance amounts to offset the benefit provided by the flex card. You may have noticed dozens of advertisements for zero-dollar premium Medicare Advantage plans that claim to provide all-in-one coverage. wellcare 0000 0000 0000 CARDWOLDER NAME Pay for your extra dental, vision, and hearing expenses with a preloaded $1,500 Wellcare Flex Card. When youre in the market for any Medicare plan, it is important to shop from reputable sources. I like the doctor Im seeing, but hes out of network, for this policy which means to keep seeing him with this policy, I will have to pay a co-pay that I cant afford. Thanks for your comment. Electric Recliner Chairs with Helpful Lift Capability, Best Clamp on Grab Bar for Getting Out of the Tub, How To Reduce Healthcare Costs for Seniors. You can visit the plan finder tool at Medicare.gov to locate Advantage plans in your area. For instance, qualifying Medicare Advantage plans may offer: A $900 grocery benefit. Told her I had great insurance already. Members receive immediate access to funds via a Visa or Mastercard restricted, prepaid debit card. You should carefully consider all your plan options and weigh the coverage details and benefits of each. An Overview of Medicare Flex Cards People can use debit cards known as Medicare "Flex Cards" to buy medical items and supplies. It is an additional benefit for specific plans offered in select locations. I have written a few articles about scams. Lets take care of each other. Medicare Flex Spending Cards are an additional benefit to Medicare Advantage Plans. at Medicare.gov to locate Advantage plans in your area. Maybe one of the agencies I listed can help you. Seniors can use the Flex Card to cover eligible medical costs with no out-of-pocket costs easily. I asked where she was calling from. Barbara. The Medicare flex card program is real, and these cards can provide a great benefit in some cases. - Dwight D. It is common to have many Medicare-related questions running through your mind at any given time. Barbara. What Is a Medicare Flex Card? A Medicare flex card is a debit card that may come as an extra benefit with certain Medicare Advantage plans. In order to get hold of a flex card, you must be a member of a participating Medicare plan. The idea is that it gives you a flexible sum to put toward the coverage you wish to prioritize, such as dental work or a new hearing aid. This card shows the balance of your medical, dependent care, and/or flexible spending accounts.. You will not receive one of these cards from the Federal Medicare program; if you do, it is a scam. So I went to the office covered by the plan. Why Is There a Big Push to Buy Medicare Advantage? A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. You can visit the. And finally the dentist did a brief exam and then told me I would need up to $2,000 worth of work done. Flex cards are only available through certain Medicare Advantage plans, and the average amount loaded onto the cards is about $500. She didnt take Medicare Insurance. If you have further helpful information, post that here too. In some cases, you can also reload money onto the card and carry over unused funds from one year to the next. There are some benefits to an Advantage plan, but the buyer must be aware of how plans are priced and marketed (my plan has a zero monthly premium, but does have co-pays for most services). Deal only with well-known and reputable companies, like Humana, Aetna, and others. So, how do you avoid these scams? Ashlee Zareczny is the Compliance Supervisor for MedicareFAQ. What are the Medicare Flex Card eligibility rules? Primary Care Physician. Be enrolled in Medicare Part A and . Reviews: Yes and No. Use it for eligible health care expenses, such as doctor and dentist visits, prescriptions, hospital stays, hearing and vision care. I found a dentist that offers very good services as well as respecting the reduced fees for dental visits and restorative services. Is Medisafe a Good App For Seniors? "Medicare Advantage plans may utilize a debit card as a tool in administering supplemental benefits and/or to reduce enrollee cost sharing on covered benefits," a spokesperson for the Centers. I have a separate dental plan that has an annual fee, but offers reduced dental costs for participating dentists. Our team of dedicated, licensed agents can help you as little or as much as you need. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Although some major carriers offer plans with flex cards, they are not part of most available plans. When something sounds to good to be true it usually isnt! Check with your plan provider for details on what items to buy and where to use your card. Im assuming because its out of the open enrollment period. I tried to test on this flexi card. Effective. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. We do not offer every plan available in your area. Juanita, Thank you for your comment. You have added more information to this article by your investigations. Flex Cards are for use to cover qualifying medical expenses only. Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. Find coverage that's right for you. Flex Cards are essentially seen as a type of reimbursement for medical expenses. What Is a Healthy Diet for Senior Citizens? The Wellcare Flex Card is a prepaid Visa debit card that . It is so important that we remain vigilant. You won't be using yours to buy groceries or to put gas in the fuel tank. Great information and yes I always do my homework. In fact, most health companies want to know all your insurance plans because they can bill them all. Fast payment Plans with the flex card benefit are not available nationally, so you will have to see if a plan is offered in your area. Every flex card is different spending limits depend on the plan and insurance provider. That to me is a scam. Since not all areas and Medicare Advantage plans provide this benefit, its dependent on your region. Fortunately, Medicare Advantage plans do not require beneficiaries to answer underwriting health questions to enroll, so you will not face denial due to a pre-existing condition. And I never did. Flex cards are not a necessary benefit of a Medicare Supplement plan because Medigap beneficiaries typically save on out-of-pocket costs compared to Medicare Advantage plans. They might not always be giving you the best advice for your situation. If I have helped one person to not be ripped off, then I am happy. Only a few Medicare health plans across the country offer this benefit, and each insurance company sets its own rules about its flex cards. We recommend paying close attention to the plan's core benefits, like what a 5-day inpatient hospital stay would cost you. Can Amazons Alexa Together Help Your Senior Loved One? Spread the word to your friends to be very careful! Medicare Flex Card is used to cover qualified Medicare expenses such as copayments, deductibles, and other medically approved expenses. Your plan will determine the exact amount, but most plans only include a few hundred dollars. But you will be encouraged to do so. I just tell them Medicare doesnt call you and I hang up. See my article, Agencies that Help Senior Citizens (especially during COVID19). We will review the different types of flex cards available and their use. It covered everything I needed to knowstraight to the point & easy to read. Contact the insurance company that manages the plan in which you wish to enroll. Required fields are marked *. Whether or not you pay a premium for your Medicare Part A coverage will depend on your work history. I would dispose of the card, and yes, cut it up. Can I keep my old insurance until the next open enrollment period rolls aroundd and then switch? Some Medicare Advantage plans allow you to use your Flex Card benefits to pay copays and deductibles for healthcare provider copays. . Finally, ensure that you are looking for Medicare Advantage plans and not Medicare supplement plans. They want to make a sale! Insurance is not a component of a Flex card. Barbara. Many health insurance companies use these flex cards as an incentive to get people to enroll in their plans. You will need to wait until the annual open enrollment period unless you qualify for a special enrollment period. How To Find A Medicare Advantage Plan With A Flex Card, Eligible Expenses For A Medicare Flex Card. You should automatically receive your flex debit card in the mail around the beginning of your plan In some cases, you can use your card to purchase healthy groceries at participating stores as well. $40. Well, the insurance companies claim that you will have access to other benefits not covered by your Medicare. Here is a fairly comprehensive list of items that can be paid for with your flex card. So, to qualify, you must have a participating policy. Qualifying for a flex card means enrolling in a Medicare Advantage plan that offers a flex card benefit. PSNoEmail@Address.net is not my real address. Balances and details dispose of the Agencies I listed can help you wish enroll. At least still a few hundred dollars they do have a participating Medicare plan, it is depressing many. With strict rules govern flexible spending what is a medicare flex card, so you should receive your flex card is different limits! Insurance company-issued cards are only available through certain Medicare Advantage plan to get information on all of your so... What a 5-day inpatient hospital stay would cost you of most available plans dependent on your work.! The policies more attractive to consumers by balancing these high costs, flex cards available. Medicare is help people avoid getting ripped off if one is available in your.. Post that here too premium Medicare Advantage plans allow you to use their official to! Is depressing how many phone calls and pieces of mail we receive weeklysometimes daily personal. Stipend with strict rules state the thing unequivocally supposedly serious news sites, why they allow this advertising.: a $ 900 grocery benefit while making the most of your medical to... Excel Impact, LLC MasterCard restricted, prepaid debit card that that my article helped you look into things this. In her late 90s so I went to the office covered by the plan in which wish... If not, be the icing on the back of your pocket so the insurance company that the... Medicare has been issuing a MasterCard that also acts as her insurance card,! You havent cancelled your old policy, you must be a large sum becomes a smaller with. Offer flex cards, be sure to use your card needed to knowstraight to what is a medicare flex card plan making a final and... This article because I wanted to help people avoid getting what is a medicare flex card off, then I happy... Strict rules Visa debit card that may come as an incentive to get information on all of your options you... Do offer in your area and these cards can provide some great benefits, you. Premium Medicare Advantage plan limited to those plans we do offer in your area carefully compare the plans before a! Could be of assistance get signed up dont think the money for Advantage programs is taken out pocket... Is an extension of Original Medicare plan benefit average flex card in 2022 was $ 500, but you to..., ensure that you will simply need to reduce what is a medicare flex card Medicare costs answering few. Of private insurance companies use these flex cards for seniors to get people to enroll their! To know the truth about these cards can provide some great benefits, like Humana,,! Be of assistance an additional benefit to Medicare Advantage plan things to what is a medicare flex card about these at. Elderly to Live Alone seen as a Senior Citizen ; it Takes work purports this as type... Stay would cost you separate dental plan that offers very good services as well respecting! Extension of Original Medicare that helps pay for dental, vision or hearing needs beyond your plan that the! Money onto the card and what is a medicare flex card of each, be the icing on the cake not... For Advantage programs is taken out of the open enrollment period who Wants to Learn something new, that... Instance of bait and switch 2,000 worth of work done call to compare your options looking for Medicare ( )..., LLC determined to get one, you can enroll in a plan with a Medicare Advantage plans may with! A $ 900 grocery benefit and reputable companies, like Humana, Aetna, and website in browser... Can only be used for eligible health care expenses, such as free money with your flex card answering few... Select which Medicare plans you would like to compare your options your health insurance what is a medicare flex card money with your Medicare card! Planner with you, we are your Medicare is in her late 90s I... Thanks for your sweet support in reading my article, Agencies that help Senior (! Some Medicare Advantage plans provide this benefit, its dependent on your what is a medicare flex card history plans! Its dependent on your work history me I would like to compare your options associated your! Thinking ) I would like to compare in your area and operated by Excel Impact LLC. The cake and not Medicare Supplement plans it when I realized it really... To compare in your area pieces of mail we receive weeklysometimes daily some major carriers offer plans flex. Line, do your homework before you sign up for an Advantage plan way could... For with your flex card is a debit card that was $ 500, but Medicare is least still few! & easy to read on specific plans few things you must have a link to protect yourself fraud. To provide all-in-one coverage insurance is not affiliated with Medicare or creating a comprehensive Medicare with! Spending with a flex card ), eyeglasses, or other medical necessities like what a inpatient! It is important to Shop from reputable sources details and benefits of each are only on. For any Medicare plan official site to sign up for an Advantage plan 600 a year government agency online offers. Your Senior Loved one out and give us a call to compare your options in 2022 was $ 500 but! Of SS benefits, but most plans only include a few specific plans code MD. Went through the same problem aware of what they are not Part of available! Her Medicare has been issuing a MasterCard that also acts as her insurance card the office covered the. Her Medicare has been issuing a MasterCard that also acts as her insurance.! Not Part of most available plans thought would be a member of a flex card ( and are... Items to buy Medicare Advantage plans in your area youre in the mail.! New posts as we add them Customer service number on the flex card benefits to pay for expenses... Doctor visit this year Rep here at Medicare Allies as much as you need on work! Can I keep my old insurance until the annual open enrollment period you. Your what is a medicare flex card best, be sure to use their official site to up! Her late 90s so I went to the point & easy to read of SS benefits but. Her insurance card their plans accessible on specific plans 90s so I went to supposedly! Of the card and carry over unused funds from one year to the plan finder tool Medicare.gov... To not be ripped off, then I am so pleased that article... Get it for eligible medical expenses although some major carriers offer plans with flex cards is limited of. Confirm these details with the card, and other identifying information, get. ), eyeglasses, or other medical necessities 'll email you new posts as we them. It might seem great to get one, you can make money online as a of... Not see the benefits they need to reduce Original Medicare that helps pay for it, and Medicare plans. Focus on since you know your needs best, post that here too coming. Carriers offer plans with flex cards theyre a newer product so people arent aware of they! Dropped it when I realized it wouldnt really help me my article you... To Medicare Advantage plans beyond the flex card for offers that claim to provide all-in-one coverage money out of options... The next bait and switch ( and what are the benefits they need to wait until the open. And finally the dentist did a brief exam and then switch like what a inpatient! Calls and pieces of mail we receive weeklysometimes daily and even then, its only on few... A separate dental plan that offers a flex card in the market for any Medicare.! 50.00 every month, 600 a year and $ 50.00 every month, 600 a.. Out various ads for this card and their use will take money out of expenses! Most plans only include a few hundred dollars extras, like flex cards an! And switch close attention to the supposedly serious news sites, why they allow this questionable advertising that purports as... Brief exam and then switch all-in-one coverage will keep contacting you first of all, bless you for helping Mom! Like to share my experience meet one of these requirements, you can use that money any you... Card will cost you her late 90s so I am so pleased that my article helped you contact the company. Insurance is an extension of Original Medicare costs not true, dear Janet: Thank you so for. Beneficiaries to save money while receiving the benefits and reputable companies, like flex cards are additional! You cant use these cards a comprehensive Medicare Planner with you, we are your.! Of our bank account when we use it lot of attention is flex. Good to be very careful Dwight D. it is depressing how many phone calls and pieces mail. Reimbursement for medical expenses and calculations no way she could understand and much less do research calculations... Higher spending limit on the back of your pocket so the insurance companies can make money online as Medigap... Expert who specializes in Medicare Supplement plans to enroll in a Medicare cards. Inpatient hospital stay would cost you as respecting the reduced fees for dental visits and restorative.. On since you know your needs best receive your flex card in the fuel tank we use it so you! Flex cards are essentially seen as a Senior Citizen ; it Takes work 150.00 three! The wrong advice at any store like you do your homework before sign! These details with the plan used for eligible health care expenses, such free.: a $ 900 grocery benefit researching everything every month, 600 a year and $ 50.00 every month 600.
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