Nina also has a relation to the Spanish word “Niña”, which translates as "little girl or great-granddaughter". Spanish for "little girl," La Niña is the name given to the large-scale cooling of sea surface temperatures across the central and equatorial Pacific Ocean.It is one part of the larger and naturally occurring ocean-atmosphere phenomenon known as the El Niño/Southern Oscillation or ENSO (pronounced "en-so") cycle. Nina definition, a female given name, Russian form of Anna. c. 2550 BC – 2500 BC), Iraqi king, This page was last edited on 1 October 2020, at 05:41. Go ahead, test your mental legerity to see how many words you remember from last month! Find more Spanish words at wordhippo.com! Predatory lenders used this type of loan to approve mortgages that otherwise would not qualify. The most known ‘Nina’ is Nina Dror from Israel. Learn about this weather pattern. Nina, Nína and Niná are feminine given names with various origins. Also, more traditional mortgages are reasonably available at a lower interest rate. [5][2][3], This article is about people and fictitious entities named "Nina". NINA loans are also known as No Doc mortgages. This mark-down was partly due to borrowers having failed to make payments on their NINA loans. Niña definition: a female given name, Russian form of Anna | Meaning, pronunciation, translations and examples As reported by the New York Times in November 2007, Freddie Mac announced it was marking down the value of its recently issued loans by a total of $1.2 billion. No Income / No Asset mortgages are a type of reduced documentation mortgage program where the lender does not require the borrower to disclose income or assets as part of loan calculations. A mortgage forbearance agreement is made between a mortgage lender and a delinquent borrower to bring the latter current on mortgage payments over time. 10 Types Of Nouns Used In The English Language. Nina's international variants serve as a short form of Anna. The Home Possible mortgage program from Freddie Mac allows low and moderate income borrowers to buy a home with a down payment as low as 3%. This means that places like Indonesia and Australia can get much more rain than usual. Dictionary.com Unabridged 2008 April 1, Ilan Caron, “Guardian Cryptic Crossword No. La While its local effects on weather and climate are generally the opposite of those associated with El Niño, its global effects can be more complex. The lending organization’s CFO, Anthony S. Piszel, cited the issue as a result of lowered underwriting standards “across the board.”, Investopedia uses cookies to provide you with a great user experience. La Niña is a weather pattern that begins in the Pacific Ocean. “Karen” vs. “Becky” vs. “Stacy”: How Different Are These Slang Terms? The loan-to-value (LTV) ratio is a lending risk assessment ratio that financial institutions and other lenders examine before approving a mortgage. Based on the Random House Unabridged Dictionary, © Random House, Inc. 2020, Collins English Dictionary - Complete & Unabridged 2012 Digital Edition In some circumstances, a borrower may be enticed to use a NINA loan to obtain a mortgage which is outside of their income's reach. Nina, Nína and Niná are feminine given names with various origins. Absentee Ballot vs. Mail-In Ballot: Is There A Difference? NINA loans played a role in the subprime mortgage crisis. NINA loans have a higher interest rate than a prime mortgage since homebuyers who don’t disclose financial data are more prone to default. A hidden message revealed in the completed grid of a crossword.

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